Financial Analysis
Filing-based analysis. Market pricing is not included. Fundamentals from SEC filings; economic data from FRED and the BLS. About our data
Filing evidence summary
Mixed evidenceCoverage 4/5 core metricsFlagged areas: Solvency & liquidity, Dilution.
Backward-looking filed evidence under visible rules - not a rating, forecast or investment advice. Missing data is never scored.
Evidence signals
- 2 filing risk checks flagged
Flagged areas: Solvency & liquidity, Dilution.
Why this surfaced
The full financial analysis shows each value, threshold, and sector limitation.
- Revenue expanded
Latest reported annual revenue changed +38.5% from the prior reported annual observation.
Why this surfaced
Direction threshold: above +2% constructive; below -2% caution; otherwise monitor. This is not labeled one-year growth when filing periods have a gap. Period end 2025-12-31.
- Operating margin improved
Operating margin changed +2.1 percentage points from the prior annual period.
Why this surfaced
Direction threshold: more than +1 percentage point constructive; below -1 point caution. Period end 2025-12-31.
- Free cash flow was positive
Latest reported free cash flow was $90M.
Why this surfaced
Free cash flow = operating cash flow minus capital expenditures; positive is supporting evidence, not a valuation conclusion. Period end 2025-12-31.
Core trend metrics
Hover a tile for its exact definition; the Statements tab carries per-cell filing citations.
Where to look next
Risk checks
- Solvency & liquidity
- Dilution
Financial movement
- Cash→ flat
- Long-term debt→ flat
- Inventory→ flat
- Receivables→ flat
- Current assets→ flat
Source & freshness
- Source
- SEC EDGAR XBRL
- Fetched
- 2026-09-06
- Latest period end
- 2025-12-31
- Filings
- EDGAR ↗
Reported segment mix
figures as filed · share of the filed sum · change vs the prior period in the same filing- Automotive$630M90.9%+41.2% yoy
- Home And Renters$62.6M9.0%+20.5% yoy
- Other$40K0.0%-98.1% yoy
Members sum to the consolidated $693M for this period.
- Automotive$172M90.3%+12.9% yoy
- Home And Renters$18.5M9.7%+32.8% yoy
Change is against the same quarter a year earlier, as reported in the same 10-Q.
Source: SEC DERA Financial Statement and Notes data sets. Dimensional XBRL facts on the business-segment, product/service and geographic axes; the engine keeps the accession of every figure. Descriptive and educational, not advice.
Peer percentiles
latest fiscal year ending 2025-12-31 · among 4,058 US-listed filers · 814 in Technology| Metric | Value | vs all filers | vs sector |
|---|---|---|---|
Revenue latest fiscal-year revenue as filed | $693M | 49thof 3,301 middle third | 47thof 777 middle third |
Revenue growth latest fiscal-year revenue vs the prior fiscal year | 38.5% | 88thof 3,137 top third | 87thof 743 top third |
Operating margin operating income ÷ revenue | 8.4% | 65thof 2,819 middle third | 64thof 751 middle third |
Net margin net income ÷ revenue | 14.3% | 79thof 3,263 top third | 80thof 769 top third |
Free-cash-flow margin (operating cash flow − |capex|) ÷ revenue | 13.0% | 73rdof 2,679 top third | 61stof 701 middle third |
Return on equity net income ÷ stockholders' equity (positive equity only) | 41.7% | 96thof 3,577 top third | 93rdof 719 top third |
Stock comp ÷ revenue stock-based compensation ÷ revenue · lower is ranked higher | 3.5% | 41stof 2,895 middle third | 55thof 728 middle third |
Days sales outstanding receivables ÷ revenue × 365 · lower is ranked higher | 40 days | 63rdof 2,398 middle third | 76thof 711 top third |
Cash conversion operating cash flow ÷ net income (net income > 0) | 1.0× | 19thof 1,954 bottom third | 14thof 378 bottom third |
Cash-flow accrual ratio (net income − operating cash flow) ÷ average total assets · lower is ranked higher | 1.5% | 11thof 2,770 bottom third | 9thof 564 bottom third |
Balance-sheet accrual ratio change in net operating assets ÷ average net operating assets · lower is ranked higher | 66.9% | 12thof 2,345 bottom third | 11thof 494 bottom third |
Each filer's latest fiscal year as stored by the nightly crawl; fiscal year ends differ across the universe. A metric ranks only filers for which it is computable from filed facts. Ties split; a rank reads "better than N% of filers" in the metric's own direction. Descriptive and educational, not a rating.
Earnings quality
latest fiscal year ending 2025-12-31 · accruals and cash conversion as filedPer fiscal year from filed facts: cash conversion = operating cash flow / net income (net income > 0); cash-flow accrual ratio = (net income - operating cash flow) / average total assets; balance-sheet accrual ratio = change in net operating assets / average net operating assets, NOA = (assets - cash) - (liabilities - debt). Descriptive; a missing input yields a missing ratio. High accrual ratios and cash conversion well below one are the measures the accruals literature associates with less persistent earnings; they are screens to read the cash-flow statement with, not conclusions. The per-year series is part of Pro risk analysis.
Point-in-time ledger
first-reported vs latest filing · periods since 2020-01-01 · 14 changed periods| Line item | Period | First reported | Latest filing | Change | Filings |
|---|---|---|---|---|---|
| Diluted shares WeightedAverageNumberOfDilutedSharesOutstanding | quarter 2022-09-30 | 32,008 shares 10-Q 2022-11-03 | 32,008,000 shares 10-Q 2023-11-07 | +99900.0% | first · latest |
| Diluted shares WeightedAverageNumberOfDilutedSharesOutstanding | fiscal year 2023-12-31 | 33,350 shares 10-K 2024-02-27 | 33,350,000 shares 10-K 2026-02-24 | +99900.0% | first · latest · 3 filings carry it |
| Diluted shares WeightedAverageNumberOfDilutedSharesOutstanding | quarter 2024-09-30 | 37,214 shares 10-Q 2024-11-05 | 37,214,000 shares 10-Q 2025-11-04 | +99900.0% | first · latest |
| Diluted shares WeightedAverageNumberOfDilutedSharesOutstanding | fiscal year 2024-12-31 | 36,646 shares 10-K 2025-02-25 | 36,646,000 shares 10-K 2026-02-24 | +99900.0% | first · latest |
| Diluted shares WeightedAverageNumberOfDilutedSharesOutstanding | quarter 2025-03-31 | 37,667 shares 10-Q 2025-05-07 | 37,667,000 shares 10-Q 2026-05-05 | +99900.0% | first · latest |
| Diluted shares WeightedAverageNumberOfDilutedSharesOutstanding | quarter 2025-06-30 | 38,014 shares 10-Q 2025-08-05 | 38,014,000 shares 10-Q 2026-08-04 | +99900.0% | first · latest |
| Basic shares WeightedAverageNumberOfSharesOutstandingBasic | quarter 2022-09-30 | 32,008 shares 10-Q 2022-11-03 | 32,008,000 shares 10-Q 2023-11-07 | +99900.0% | first · latest |
| Basic shares WeightedAverageNumberOfSharesOutstandingBasic | fiscal year 2023-12-31 | 33,350 shares 10-K 2024-02-27 | 33,350,000 shares 10-K 2026-02-24 | +99900.0% | first · latest · 3 filings carry it |
| Basic shares WeightedAverageNumberOfSharesOutstandingBasic | quarter 2024-09-30 | 35,234 shares 10-Q 2024-11-05 | 35,234,000 shares 10-Q 2025-11-04 | +99900.0% | first · latest |
| Basic shares WeightedAverageNumberOfSharesOutstandingBasic | fiscal year 2024-12-31 | 35,007 shares 10-K 2025-02-25 | 35,007,000 shares 10-K 2026-02-24 | +99900.0% | first · latest |
| Basic shares WeightedAverageNumberOfSharesOutstandingBasic | quarter 2025-03-31 | 35,879 shares 10-Q 2025-05-07 | 35,879,000 shares 10-Q 2026-05-05 | +99900.0% | first · latest |
| Basic shares WeightedAverageNumberOfSharesOutstandingBasic | quarter 2025-06-30 | 36,327 shares 10-Q 2025-08-05 | 36,327,000 shares 10-Q 2026-08-04 | +99900.0% | first · latest |
| Diluted shares WeightedAverageNumberOfDilutedSharesOutstanding | quarter 2023-09-30 | 33,549,000 shares 10-Q 2023-11-07 | 33,549 shares 10-Q 2024-11-05 | -99.9% | first · latest |
| Basic shares WeightedAverageNumberOfSharesOutstandingBasic | quarter 2023-09-30 | 33,549,000 shares 10-Q 2023-11-07 | 33,549 shares 10-Q 2024-11-05 | -99.9% | first · latest |
First filing reporting each period vs the latest filing carrying it (10-K and 10-Q only, periods since 2020, the extractor's winning tag per concept); a change under 0.5% is treated as rounding. A change can be a restatement, a reclassification or a re-tagging in a later comparative column; the two filings are linked so the reader can see which. Descriptive, not a verdict.
Notes by disclosure type
Not available for EVER yet: no footnote text blocks on file for this filer in the ingested DERA files.
Fundamentals from SEC EDGAR. Scores, the DCF, and every model shown are educational analysis, not investment advice or price predictions.