Financial Analysis
Filing-based analysis. Market pricing is not included. Fundamentals from SEC filings; economic data from FRED and the BLS. About our data
Filing evidence summary
Constructive evidenceCoverage 2/5 core metrics2 filing-based checks were evaluable.
Backward-looking filed evidence under visible rules - not a rating, forecast or investment advice. Missing data is never scored.
Evidence signals
- No current rule-based risk flags
2 filing-based checks were evaluable.
Why this surfaced
The full financial analysis shows each value, threshold, and sector limitation.
- Revenue expanded
Latest reported annual revenue changed +55.8% from the prior reported annual observation.
Why this surfaced
Direction threshold: above +2% constructive; below -2% caution; otherwise monitor. This is not labeled one-year growth when filing periods have a gap. Period end 2025-12-31.
Core trend metrics
Hover a tile for its exact definition; the Statements tab carries per-cell filing citations.
Where to look next
Risk checks
Financial movement
- Cash→ flat
- Long-term debt→ flat
- Inventory→ flat
- Receivables→ flat
- Current assets→ flat
Source & freshness
- Source
- SEC EDGAR XBRL
- Fetched
- 2026-09-06
- Latest period end
- 2025-12-31
- Filings
- EDGAR ↗
Reported segment mix
figures as filed · share of the filed sum · change vs the prior period in the same filing- Insurance Distribution$164Mshare n/a+65.0% yoy
- Specialty Property Casualty Program$88.4Mshare n/a-30.0% yoy
- Corporate-$907Kshare n/a-108.8% yoy
member sum exceeds the consolidated figure: this axis carries more than one breakdown, so shares are not computed.
- Accident Health$29.6M20.7%-1.6% yoy
- Property$22.6M15.7%+341.1% yoy
- Specialty Automobile$17.4M12.1%-2.7% yoy
- Reinsurance$15.7M11.0%+857.5% yoy
- Other Professional$13.3M9.3%+31.9% yoy
- Niche Specialty Risks$13.3M9.3%+151.8% yoy
- Surety Segment$10.3M7.2%+249.6% yoy
- Professional Directors And Officers Liability Insurance$7M4.9%+391.9% yoy
- +3 more members in the filing
Members sum to the consolidated $143M for this period.
- United States$172Mshare n/a-18.9% yoy
- United Kingdom$78.9Mshare n/a+239.9% yoy
member sum exceeds the consolidated figure: this axis carries more than one breakdown, so shares are not computed.
- Insurance Distribution$78.5M75.4%+91.5% yoy
- Specialty Property And Casualty Insurance$25.3M24.3%+19.5% yoy
- Corporate And Other$345K0.3%-41.2% yoy
Change is against the same quarter a year earlier, as reported in the same 10-Q.
Source: SEC DERA Financial Statement and Notes data sets. Dimensional XBRL facts on the business-segment, product/service and geographic axes; the engine keeps the accession of every figure. Descriptive and educational, not advice.
Peer percentiles
latest fiscal year ending 2025-12-31 · among 4,003 US-listed filers · 822 in Financials| Metric | Value | vs all filers | vs sector |
|---|---|---|---|
Revenue latest fiscal-year revenue as filed | $143M | 30thof 3,301 bottom third | 37thof 540 middle third |
Net margin net income ÷ revenue | -180.7% | 12thof 3,263 bottom third | 9thof 533 bottom third |
Return on equity net income ÷ stockholders' equity (positive equity only) | -36.2% | 22ndof 3,576 bottom third | 6thof 772 bottom third |
Stock comp ÷ revenue stock-based compensation ÷ revenue · lower is ranked higher | 6.8% | 30thof 2,895 bottom third | 37thof 421 middle third |
Days sales outstanding receivables ÷ revenue × 365 · lower is ranked higher | 220 days | 2ndof 2,398 bottom third | 6thof 103 bottom third |
Each filer's latest fiscal year as stored by the nightly crawl; fiscal year ends differ across the universe. A metric ranks only filers for which it is computable from filed facts. Ties split; a rank reads "better than N% of filers" in the metric's own direction. Descriptive and educational, not a rating.
Earnings quality
Not available for OSG yet: Earnings-quality fields arrive with this issuer's next re-crawl (sec_screen_v6)..
Point-in-time ledger
Not available for OSG yet: The point-in-time ledger arrives with this issuer's next re-crawl (sec_screen_v6)..
Notes by disclosure type
Not available for OSG yet: no footnote text blocks on file for this filer in the ingested DERA files.
Fundamentals from SEC EDGAR. Scores, the DCF, and every model shown are educational analysis, not investment advice or price predictions.