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Financial Analysis

Filing-based analysis. Market pricing is not included. Fundamentals from SEC filings; economic data from FRED and the BLS. About our data

Fundamentals

People Inc PPLI

· Technology · Services-Computer Programming, Data Processing, Etc.

FY2025 10-K, filed 2026-02-20
SEC EDGAR

Filing evidence summary

Mixed evidenceCoverage 5/5 core metrics

Latest reported annual revenue changed -8.7% from the prior reported annual observation.

Backward-looking filed evidence under visible rules - not a rating, forecast or investment advice. Missing data is never scored.

Evidence signals

  • Revenue contracted

    Latest reported annual revenue changed -8.7% from the prior reported annual observation.

    Why this surfaced

    Direction threshold: above +2% constructive; below -2% caution; otherwise monitor. This is not labeled one-year growth when filing periods have a gap. Period end 2025-12-31.

  • Operating margin compressed

    Operating margin changed -3.0 percentage points from the prior annual period.

    Why this surfaced

    Direction threshold: more than +1 percentage point constructive; below -1 point caution. Period end 2025-12-31.

  • 2 filing risk checks flagged

    Flagged areas: Earnings quality, Solvency & liquidity.

    Why this surfaced

    The full financial analysis shows each value, threshold, and sector limitation.

  • Free cash flow was positive

    Latest reported free cash flow was $45M.

    Why this surfaced

    Free cash flow = operating cash flow minus capital expenditures; positive is supporting evidence, not a valuation conclusion. Period end 2025-12-31.

Core trend metrics

Latest annual revenue growth
-8.7%
as of 2025-12-31
Latest annual operating margin
-4.1%
as of 2025-12-31
Free cash flow
$45M
as of 2025-12-31
Debt / equity
0.30x
as of 2025-12-31
ROIC snapshot
-1.2%
period varies

Hover a tile for its exact definition; the Statements tab carries per-cell filing citations.

Where to look next

Risk checks

2of 11 rule-based checks flagged
  • Earnings quality
  • Solvency & liquidity

Financial movement

  • Cash→ flat
  • Long-term debt→ flat
  • Inventory→ flat
  • Receivables→ flat
  • Current assets→ flat

Source & freshness

Source
SEC EDGAR XBRL
Fetched
2026-09-06
Latest period end
2025-12-31
Filings
EDGAR ↗

Reported segment mix

figures as filed · share of the filed sum · change vs the prior period in the same filing
Fiscal year ending 2025-12-3110-K filed 2026-02-20prior period 2024-12-31 from the same filingView filing
By geography
Revenue
  • United States$2.22B
    92.9%
    -4.1% yoy
  • Outside the United States$169M
    7.1%
    -44.3% yoy

Members sum to the consolidated $2.39B for this period.

Latest quarter
Quarter ending 2025-09-3010-Q filed 2025-11-03prior period 2024-09-30 from the same filingView filing
  • United States$546M
    92.6%
    -5.0% yoy
  • Outside the United States$43.4M
    7.4%
    -35.1% yoy

Change is against the same quarter a year earlier, as reported in the same 10-Q.

Source: SEC DERA Financial Statement and Notes data sets. Dimensional XBRL facts on the business-segment, product/service and geographic axes; the engine keeps the accession of every figure. Descriptive and educational, not advice.

Peer percentiles

latest fiscal year ending 2025-12-31 · among 4,122 US-listed filers · 817 in Technology
MetricValuevs all filersvs sector
Revenue
latest fiscal-year revenue as filed
$2.4B
69thof 3,301
top third
71stof 778
top third
Revenue growth
latest fiscal-year revenue vs the prior fiscal year
-8.7%
13thof 3,135
bottom third
12thof 743
bottom third
Operating margin
operating income ÷ revenue
-4.1%
37thof 2,819
middle third
37thof 752
middle third
Net margin
net income ÷ revenue
-4.3%
36thof 3,263
middle third
37thof 770
middle third
Free-cash-flow margin
(operating cash flow − |capex|) ÷ revenue
1.9%
40thof 2,679
middle third
31stof 701
bottom third
Return on equity
net income ÷ stockholders' equity (positive equity only)
-2.2%
40thof 3,577
middle third
41stof 720
middle third
Days sales outstanding
receivables ÷ revenue × 365 · lower is ranked higher
68 days
28thof 2,398
bottom third
41stof 712
middle third
Net debt ÷ operating cash flow
net debt ÷ operating cash flow (OCF > 0) · lower is ranked higher
6.9×
17thof 1,547
bottom third
10thof 338
bottom third
Cash-flow accrual ratio
(net income − operating cash flow) ÷ average total assets · lower is ranked higher
-2.0%
31stof 3,577
bottom third
21stof 722
bottom third

Each filer's latest fiscal year as stored by the nightly crawl; fiscal year ends differ across the universe. A metric ranks only filers for which it is computable from filed facts. Ties split; a rank reads "better than N% of filers" in the metric's own direction. Descriptive and educational, not a rating.

Earnings quality

latest fiscal year ending 2025-12-31 · accruals and cash conversion as filed
Cash conversion
-
operating cash flow ÷ net income, latest fiscal year
Cash-flow accrual ratio
-2.0%
(net income − operating cash flow) ÷ average total assets
Balance-sheet accrual ratio
-
change in net operating assets ÷ average net operating assets
Cash-backed years
3 of 5
fiscal years where operating cash flow met or exceeded net income
Mean cash conversion
0.24×
across the stored fiscal years with positive net income

Per fiscal year from filed facts: cash conversion = operating cash flow / net income (net income > 0); cash-flow accrual ratio = (net income - operating cash flow) / average total assets; balance-sheet accrual ratio = change in net operating assets / average net operating assets, NOA = (assets - cash) - (liabilities - debt). Descriptive; a missing input yields a missing ratio. High accrual ratios and cash conversion well below one are the measures the accruals literature associates with less persistent earnings; they are screens to read the cash-flow statement with, not conclusions. The per-year series is part of Pro risk analysis.

Point-in-time ledger

first-reported vs latest filing · periods since 2020-01-01 · 60 changed periods, 30 largest shown
Line itemPeriodFirst reportedLatest filingChangeFilings
Operating cash flow
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
quarter 2025-03-31$63K
10-Q 2025-05-05
-$27.3M
10-Q 2026-05-04
-43450.8%first · latest
Operating income
OperatingIncomeLoss
quarter 2025-06-30$575K
10-Q 2025-08-04
-$7.49M
10-Q 2026-08-03
-1403.0%first · latest
Operating income
OperatingIncomeLoss
fiscal year 2024-12-31-$4.23M
10-K 2025-02-28
-$28.7M
10-K 2026-02-20
-578.0%first · latest
Capital expenditure
PaymentsToAcquirePropertyPlantAndEquipment
quarter 2024-03-31$15.7M
10-Q 2024-05-07
$2.91M
10-Q 2025-05-05
-81.5%first · latest
Operating income
OperatingIncomeLoss
quarter 2024-06-30-$12M
10-Q 2024-08-07
-$21.5M
10-Q 2025-08-04
-79.1%first · latest
Capital expenditure
PaymentsToAcquirePropertyPlantAndEquipment
fiscal year 2024-12-31$65.5M
10-K 2025-02-28
$15M
10-K 2026-02-20
-77.1%first · latest
Deferred revenue (current)
ContractWithCustomerLiabilityCurrent
balance at 2025-12-31$50.3M
10-K 2026-02-20
$19M
10-Q 2026-08-03
-62.2%first · latest · 3 filings carry it
Operating cash flow
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
fiscal year 2023-12-31$190M
10-K 2024-02-29
$77.3M
10-K 2026-02-20
-59.2%first · latest
Deferred revenue (non-current)
ContractWithCustomerLiabilityNoncurrent
balance at 2020-12-31$1.5M
10-K 2021-02-17
$700K
10-K 2023-03-01
-53.3%first · latest · 9 filings carry it
Operating income
OperatingIncomeLoss
quarter 2024-09-30$16.3M
10-Q 2024-11-12
$8.15M
10-Q 2025-11-03
-50.1%first · latest
Deferred revenue (current)
ContractWithCustomerLiabilityCurrent
balance at 2020-12-31$275M
10-K 2021-02-17
$138M
10-K 2023-03-01
-49.9%first · latest · 9 filings carry it
Deferred revenue (current)
ContractWithCustomerLiabilityCurrent
balance at 2024-12-31$98.6M
10-K 2025-02-28
$56.6M
10-K 2026-02-20
-42.6%first · latest · 5 filings carry it
Operating income
OperatingIncomeLoss
quarter 2021-03-31-$11.8M
10-Q 2021-05-10
-$7.23M
10-Q 2022-05-10
+38.9%first · latest
Deferred revenue (current)
ContractWithCustomerLiabilityCurrent
balance at 2023-12-31$143M
10-K 2024-02-29
$93.6M
10-Q 2025-05-05
-34.8%first · latest · 6 filings carry it
Capital expenditure
PaymentsToAcquirePropertyPlantAndEquipment
fiscal year 2023-12-31$141M
10-K 2024-02-29
$93.6M
10-K 2026-02-20
-33.8%first · latest · 3 filings carry it
Revenue
RevenueFromContractWithCustomerExcludingAssessedTax
quarter 2024-06-30$950M
10-Q 2024-08-07
$634M
10-Q 2025-08-04
-33.2%first · latest
Revenue
RevenueFromContractWithCustomerExcludingAssessedTax
fiscal year 2023-12-31$4.37B
10-K 2024-02-29
$2.92B
10-K 2026-02-20
-33.1%first · latest · 3 filings carry it
Revenue
RevenueFromContractWithCustomerExcludingAssessedTax
quarter 2024-03-31$930M
10-Q 2024-05-07
$624M
10-Q 2025-05-05
-32.9%first · latest
Operating income
OperatingIncomeLoss
quarter 2025-03-31$35.8M
10-Q 2025-05-05
$24.1M
10-Q 2026-05-04
-32.6%first · latest
Revenue
RevenueFromContractWithCustomerExcludingAssessedTax
quarter 2024-09-30$939M
10-Q 2024-11-12
$642M
10-Q 2025-11-03
-31.6%first · latest
Revenue
RevenueFromContractWithCustomerExcludingAssessedTax
fiscal year 2024-12-31$3.81B
10-K 2025-02-28
$2.62B
10-K 2026-02-20
-31.1%first · latest
Goodwill
Goodwill
balance at 2024-12-31$2.88B
10-K 2025-02-28
$1.99B
10-K 2026-02-20
-30.7%first · latest · 5 filings carry it
Goodwill
Goodwill
balance at 2023-12-31$3.02B
10-K 2024-02-29
$2.14B
10-K 2026-02-20
-29.3%first · latest · 6 filings carry it
Cash
CashAndCashEquivalentsAtCarryingValue
balance at 2023-12-31$1.3B
10-K 2024-02-29
$933M
10-K 2026-02-20
-28.1%first · latest · 9 filings carry it
Long-term debt
LongTermDebtNoncurrent
balance at 2024-12-31$1.93B
10-K 2025-02-28
$1.44B
10-K 2026-02-20
-25.7%first · latest · 5 filings carry it
Revenue
RevenueFromContractWithCustomerExcludingAssessedTax
quarter 2025-06-30$587M
10-Q 2025-08-04
$443M
10-Q 2026-08-03
-24.5%first · latest
Cash
CashAndCashEquivalentsAtCarryingValue
balance at 2024-12-31$1.8B
10-K 2025-02-28
$1.36B
10-Q 2026-08-03
-24.2%first · latest · 7 filings carry it
Cash
CashAndCashEquivalentsAtCarryingValue
balance at 2024-03-31$1.51B
10-Q 2024-05-07
$1.14B
10-Q 2025-05-05
-24.1%first · latest
Cash
CashAndCashEquivalentsAtCarryingValue
balance at 2024-06-30$1.6B
10-Q 2024-08-07
$1.22B
10-Q 2025-08-04
-24.0%first · latest
Intangibles
IntangibleAssetsNetExcludingGoodwill
balance at 2024-12-31$722M
10-K 2025-02-28
$554M
10-K 2026-02-20
-23.2%first · latest · 5 filings carry it

First filing reporting each period vs the latest filing carrying it (10-K and 10-Q only, periods since 2020, the extractor's winning tag per concept); a change under 0.5% is treated as rounding. A change can be a restatement, a reclassification or a re-tagging in a later comparative column; the two filings are linked so the reader can see which. Descriptive, not a verdict.

Notes by disclosure type

Not available for PPLI yet: no footnote text blocks on file for this filer in the ingested DERA files.

Fundamentals from SEC EDGAR. Scores, the DCF, and every model shown are educational analysis, not investment advice or price predictions.

Educational content only. Not financial advice. TrendNalysis provides educational and informational financial analysis built from public SEC filings and economic data (FRED, BLS). It is not financial, investment, tax, or legal advice and is not a recommendation to buy or sell any security. Market pricing is not currently included. Past performance does not guarantee future results. Always do your own research and consult a licensed financial professional before investing.