Financial Analysis
Filing-based analysis. Market pricing is not included. Fundamentals from SEC filings; economic data from FRED and the BLS. About our data
Filing evidence summary
Mixed evidenceCoverage 5/5 core metricsFlagged areas: Dilution.
Backward-looking filed evidence under visible rules - not a rating, forecast or investment advice. Missing data is never scored.
Evidence signals
- 1 filing risk check flagged
Flagged areas: Dilution.
Why this surfaced
The full financial analysis shows each value, threshold, and sector limitation.
- Operating margin was stable
Operating margin changed +0.1 percentage points from the prior annual period.
Why this surfaced
Direction threshold: more than +1 percentage point constructive; below -1 point caution. Period end 2026-06-30.
- Revenue expanded
Latest reported annual revenue changed +6.0% from the prior reported annual observation.
Why this surfaced
Direction threshold: above +2% constructive; below -2% caution; otherwise monitor. This is not labeled one-year growth when filing periods have a gap. Period end 2026-06-30.
- Free cash flow turned positive
Latest reported free cash flow was $28M.
Why this surfaced
Free cash flow = operating cash flow minus capital expenditures; positive is supporting evidence, not a valuation conclusion. Period end 2026-06-30.
Core trend metrics
Hover a tile for its exact definition; the Statements tab carries per-cell filing citations.
Where to look next
Risk checks
- Dilution
Financial movement
- Cash→ flat
- Long-term debt→ flat
- Inventory→ flat
- Receivables→ flat
- Current assets→ flat
Source & freshness
- Source
- SEC EDGAR XBRL
- Fetched
- 2026-10-31
- Latest period end
- 2026-06-30
- Filings
- EDGAR ↗
Reported segment mix
figures as filed · share of the filed sum · change vs the prior period in the same filing- Pharmacy$831M51.3%+14.0% yoy
- Service$788M48.7%-1.3% yoy
Members sum to the consolidated $1.62B for this period.
- Service$236M54.7%+5.7% yoy
- Pharmacy$195M45.3%+5.4% yoy
Change is against the same quarter a year earlier, as reported in the same 10-Q.
Source: SEC DERA Financial Statement and Notes data sets. Dimensional XBRL facts on the business-segment, product/service and geographic axes; the engine keeps the accession of every figure. Descriptive and educational, not advice.
Peer percentiles
latest fiscal year ending 2026-06-30 · among 4,047 US-listed filers · 880 in Financials| Metric | Value | vs all filers | vs sector |
|---|---|---|---|
Revenue latest fiscal-year revenue as filed | $1.6B | 63rdof 3,239 middle third | 72ndof 528 top third |
Revenue growth latest fiscal-year revenue vs the prior fiscal year | 6.0% | 49thof 3,076 middle third | 44thof 505 middle third |
Operating margin operating income ÷ revenue | 4.6% | 55thof 2,769 middle third | 42ndof 230 middle third |
Net margin net income ÷ revenue | 3.8% | 55thof 3,202 middle third | 30thof 522 bottom third |
Free-cash-flow margin (operating cash flow − |capex|) ÷ revenue | 1.7% | 39thof 2,631 middle third | 26thof 302 bottom third |
Return on equity net income ÷ stockholders' equity (positive equity only) | 17.7% | 83rdof 3,511 top third | 86thof 750 top third |
Interest coverage operating income ÷ interest expense (interest expense > 0) | 1.7× | 51stof 789 middle third | 51stof 78 middle third |
Stock comp ÷ revenue stock-based compensation ÷ revenue · lower is ranked higher | 0.9% | 70thof 2,845 top third | 84thof 413 top third |
Net debt ÷ operating cash flow net debt ÷ operating cash flow (OCF > 0) · lower is ranked higher | 11.1× | 9thof 1,513 bottom third | 11thof 290 bottom third |
Cash conversion operating cash flow ÷ net income (net income > 0) | 0.5× | 15thof 2,233 bottom third | 24thof 684 bottom third |
Cash-flow accrual ratio (net income − operating cash flow) ÷ average total assets · lower is ranked higher | 2.4% | 12thof 3,831 bottom third | 14thof 835 bottom third |
Balance-sheet accrual ratio change in net operating assets ÷ average net operating assets · lower is ranked higher | 7.9% | 43rdof 3,291 middle third | 48thof 768 middle third |
Each filer's latest fiscal year as stored by the nightly crawl; fiscal year ends differ across the universe. A metric ranks only filers for which it is computable from filed facts. Ties split; a rank reads "better than N% of filers" in the metric's own direction. Descriptive and educational, not a rating.
Earnings quality
latest fiscal year ending 2026-06-30 · accruals and cash conversion as filedPer fiscal year from filed facts: cash conversion = operating cash flow / net income (net income > 0); cash-flow accrual ratio = (net income - operating cash flow) / average total assets; balance-sheet accrual ratio = change in net operating assets / average net operating assets, NOA = (assets - cash) - (liabilities - debt). Descriptive; a missing input yields a missing ratio. High accrual ratios and cash conversion well below one are the measures the accruals literature associates with less persistent earnings; they are screens to read the cash-flow statement with, not conclusions. The per-year series is part of Pro risk analysis.
Point-in-time ledger
first-reported vs latest filing · periods since 2020-01-01 · 23 changed periods| Line item | Period | First reported | Latest filing | Change | Filings |
|---|---|---|---|---|---|
| Deferred revenue (current) ContractWithCustomerLiabilityCurrent | balance at 2022-06-30 | $8.03M 10-K 2022-08-29 | $3.4M 10-K 2023-09-13 | -57.6% | first · latest · 5 filings carry it |
| Operating income OperatingIncomeLoss | quarter 2022-03-31 | $3.1M 10-Q 2022-05-05 | $2.33M 10-Q 2023-05-10 | -24.9% | first · latest |
| Net income NetIncomeLoss | quarter 2022-03-31 | -$6.45M 10-Q 2022-05-05 | -$7.03M 10-Q 2023-05-10 | -8.9% | first · latest |
| Operating income OperatingIncomeLoss | quarter 2021-09-30 | -$52.2M 10-Q 2021-11-05 | -$56M 10-Q 2022-11-03 | -7.4% | first · latest · 3 filings carry it |
| Net income NetIncomeLoss | quarter 2021-09-30 | -$45.4M 10-Q 2021-11-05 | -$48.2M 10-Q 2022-11-03 | -6.3% | first · latest · 3 filings carry it |
| Net income NetIncomeLoss | fiscal year 2021-06-30 | $131M 10-K 2021-08-26 | $125M 10-K 2023-09-13 | -4.7% | first · latest · 4 filings carry it |
| Interest expense InterestExpense | fiscal year 2020-06-30 | $25.8M 10-K 2020-09-10 | $24.6M 10-K 2022-08-29 | -4.5% | first · latest · 4 filings carry it |
| Operating income OperatingIncomeLoss | fiscal year 2021-06-30 | $200M 10-K 2021-08-26 | $192M 10-K 2023-09-13 | -3.9% | first · latest · 4 filings carry it |
| Net income NetIncomeLoss | quarter 2021-03-31 | $36.5M 10-Q 2021-05-12 | $35.2M 10-Q 2022-05-05 | -3.4% | first · latest |
| Operating income OperatingIncomeLoss | quarter 2021-03-31 | $54.7M 10-Q 2021-05-12 | $53.1M 10-Q 2022-05-05 | -2.9% | first · latest |
| Revenue RevenueFromContractWithCustomerExcludingAssessedTax | quarter 2021-09-30 | $160M 10-Q 2021-11-05 | $156M 10-Q 2022-11-03 | -2.4% | first · latest · 3 filings carry it |
| Net income NetIncomeLoss | fiscal year 2020-06-30 | $81.1M 10-K 2020-09-10 | $79.5M 10-K 2022-08-29 | -2.0% | first · latest · 4 filings carry it |
| Stockholders' equity StockholdersEquity | balance at 2021-09-30 | $634M 10-Q 2021-11-05 | $623M 10-Q 2023-02-07 | -1.7% | first · latest · 4 filings carry it |
| Operating income OperatingIncomeLoss | fiscal year 2020-06-30 | $132M 10-K 2020-09-10 | $130M 10-K 2022-08-29 | -1.6% | first · latest · 4 filings carry it |
| Stockholders' equity StockholdersEquity | balance at 2021-06-30 | $675M 10-K 2021-08-26 | $667M 10-K 2024-09-13 | -1.2% | first · latest · 11 filings carry it |
| Revenue RevenueFromContractWithCustomerExcludingAssessedTax | fiscal year 2021-06-30 | $938M 10-K 2021-08-26 | $930M 10-K 2023-09-13 | -0.8% | first · latest · 4 filings carry it |
| Stockholders' equity StockholdersEquity | balance at 2022-03-31 | $497M 10-Q 2022-05-05 | $493M 10-Q 2023-05-10 | -0.8% | first · latest |
| Total assets Assets | balance at 2021-06-30 | $1.43B 10-K 2021-08-26 | $1.42B 10-K 2022-08-29 | -0.7% | first · latest · 6 filings carry it |
| Stockholders' equity StockholdersEquity | balance at 2021-03-31 | $671M 10-Q 2021-05-12 | $666M 10-Q 2022-05-05 | -0.7% | first · latest |
| Stockholders' equity StockholdersEquity | balance at 2021-12-31 | $492M 10-Q 2022-02-14 | $489M 10-Q 2023-05-10 | -0.6% | first · latest · 4 filings carry it |
| Net income NetIncomeLoss | quarter 2020-12-31 | $90.4M 10-Q 2021-02-08 | $89.9M 10-Q 2022-02-14 | -0.6% | first · latest |
| Revenue RevenueFromContractWithCustomerExcludingAssessedTax | quarter 2021-03-31 | $267M 10-Q 2021-05-12 | $265M 10-Q 2022-05-05 | -0.6% | first · latest |
| Operating income OperatingIncomeLoss | quarter 2020-12-31 | $124M 10-Q 2021-02-08 | $123M 10-Q 2022-02-14 | -0.6% | first · latest |
First filing reporting each period vs the latest filing carrying it (10-K and 10-Q only, periods since 2020, the extractor's winning tag per concept); a change under 0.5% is treated as rounding. A change can be a restatement, a reclassification or a re-tagging in a later comparative column; the two filings are linked so the reader can see which. Descriptive, not a verdict.
Notes by disclosure type
Not available for SLQT yet: no footnote text blocks on file for this filer in the ingested DERA files.
Fundamentals from SEC EDGAR. Scores, the DCF, and every model shown are educational analysis, not investment advice or price predictions.