Financial Analysis
Filing-based analysis. Market pricing is not included. Fundamentals from SEC filings; economic data from FRED and the BLS. About our data
Filing evidence summary
Mixed evidenceCoverage 4/5 core metricsFlagged areas: Earnings quality.
Backward-looking filed evidence under visible rules - not a rating, forecast or investment advice. Missing data is never scored.
Evidence signals
- 1 filing risk check flagged
Flagged areas: Earnings quality.
Why this surfaced
The full financial analysis shows each value, threshold, and sector limitation.
- Operating margin was stable
Operating margin changed -0.9 percentage points from the prior annual period.
Why this surfaced
Direction threshold: more than +1 percentage point constructive; below -1 point caution. Period end 2025-12-31.
- Revenue expanded
Latest reported annual revenue changed +13.3% from the prior reported annual observation.
Why this surfaced
Direction threshold: above +2% constructive; below -2% caution; otherwise monitor. This is not labeled one-year growth when filing periods have a gap. Period end 2025-12-31.
- Free cash flow was positive
Latest reported free cash flow was $63M.
Why this surfaced
Free cash flow = operating cash flow minus capital expenditures; positive is supporting evidence, not a valuation conclusion. Period end 2025-12-31.
Core trend metrics
Hover a tile for its exact definition; the Statements tab carries per-cell filing citations.
Where to look next
Risk checks
- Earnings quality
Financial movement
- Cash→ flat
- Long-term debt→ flat
- Inventory→ flat
- Receivables→ flat
- Current assets→ flat
Source & freshness
- Source
- SEC EDGAR XBRL
- Fetched
- 2026-09-06
- Latest period end
- 2025-12-31
- Filings
- EDGAR ↗
Reported segment mix
figures as filed · share of the filed sum · change vs the prior period in the same filing- Reportable Segment$476M100.0%+13.3% yoy
Members sum to the consolidated $476M for this period.
- Reportable Segment$62.6M100.0%+5.9% yoy
Members sum to the consolidated $62.6M for this period.
- Product$360Mshare n/a+12.9% yoy
- Product Revenue Paint Protection Film$249Mshare n/a+10.0% yoy
- Service$116Mshare n/a+14.6% yoy
- Product Revenue Window Film$94.5Mshare n/a+21.7% yoy
- Service Revenue Installation Labor$87Mshare n/a+16.9% yoy
- Service Revenue Cutbank Credits$16.5Mshare n/a-2.9% yoy
- Product Revenue Other$15.9Mshare n/a+9.9% yoy
- Service Revenue Software$8.73Mshare n/a+8.3% yoy
- +1 more member in the filing
member sum exceeds the consolidated figure: this axis carries more than one breakdown, so shares are not computed.
- North America$315Mshare n/a+7.7% yoy
- United States$266Mshare n/a+10.5% yoy
- EUUK And Africa$64.1Mshare n/a+18.7% yoy
- Asia Pacific$60.8Mshare n/a+48.4% yoy
- Canada$49.5Mshare n/a-5.0% yoy
- China$39.9Mshare n/a+65.3% yoy
- India And Middle East$25Mshare n/a+18.6% yoy
- Asia Other$20.9Mshare n/a+24.2% yoy
- +1 more member in the filing
member sum exceeds the consolidated figure: this axis carries more than one breakdown, so shares are not computed.
- Reportable Segment$117M100.0%+13.1% yoy
Change is against the same quarter a year earlier, as reported in the same 10-Q.
Source: SEC DERA Financial Statement and Notes data sets. Dimensional XBRL facts on the business-segment, product/service and geographic axes; the engine keeps the accession of every figure. Descriptive and educational, not advice.
Peer percentiles
latest fiscal year ending 2025-12-31 · among 4,121 US-listed filers · 322 in Industrials| Metric | Value | vs all filers | vs sector |
|---|---|---|---|
Revenue latest fiscal-year revenue as filed | $476M | 43rdof 3,301 middle third | 29thof 305 bottom third |
Revenue growth latest fiscal-year revenue vs the prior fiscal year | 13.3% | 68thof 3,135 top third | 75thof 294 top third |
Gross margin gross profit ÷ revenue | 42.2% | 56thof 1,603 middle third | 85thof 167 top third |
Operating margin operating income ÷ revenue | 13.2% | 74thof 2,819 top third | 80thof 280 top third |
Net margin net income ÷ revenue | 10.8% | 72ndof 3,263 top third | 83rdof 299 top third |
Free-cash-flow margin (operating cash flow − |capex|) ÷ revenue | 13.2% | 73rdof 2,679 top third | 90thof 276 top third |
Return on equity net income ÷ stockholders' equity (positive equity only) | 18.3% | 84thof 3,577 top third | 79thof 281 top third |
Stock comp ÷ revenue stock-based compensation ÷ revenue · lower is ranked higher | 0.6% | 82ndof 2,895 top third | 66thof 266 middle third |
Days sales outstanding receivables ÷ revenue × 365 · lower is ranked higher | 38 days | 64thof 2,398 middle third | 68thof 238 top third |
Cash conversion operating cash flow ÷ net income (net income > 0) | 1.3× | 41stof 2,181 middle third | 35thof 199 middle third |
Cash-flow accrual ratio (net income − operating cash flow) ÷ average total assets · lower is ranked higher | -4.7% | 51stof 3,545 middle third | 52ndof 277 middle third |
Balance-sheet accrual ratio change in net operating assets ÷ average net operating assets · lower is ranked higher | 14.1% | 34thof 3,029 middle third | 28thof 219 bottom third |
Each filer's latest fiscal year as stored by the nightly crawl; fiscal year ends differ across the universe. A metric ranks only filers for which it is computable from filed facts. Ties split; a rank reads "better than N% of filers" in the metric's own direction. Descriptive and educational, not a rating.
Earnings quality
latest fiscal year ending 2025-12-31 · accruals and cash conversion as filedPer fiscal year from filed facts: cash conversion = operating cash flow / net income (net income > 0); cash-flow accrual ratio = (net income - operating cash flow) / average total assets; balance-sheet accrual ratio = change in net operating assets / average net operating assets, NOA = (assets - cash) - (liabilities - debt). Descriptive; a missing input yields a missing ratio. High accrual ratios and cash conversion well below one are the measures the accruals literature associates with less persistent earnings; they are screens to read the cash-flow statement with, not conclusions. The per-year series is part of Pro risk analysis.
Point-in-time ledger
first-reported vs latest filing · periods since 2020-01-01 · 1 changed period| Line item | Period | First reported | Latest filing | Change | Filings |
|---|---|---|---|---|---|
| Interest expense InterestExpense | quarter 2021-09-30 | $46.4K 10-Q 2021-11-09 | $46K 10-Q 2022-11-09 | -0.9% | first · latest |
First filing reporting each period vs the latest filing carrying it (10-K and 10-Q only, periods since 2020, the extractor's winning tag per concept); a change under 0.5% is treated as rounding. A change can be a restatement, a reclassification or a re-tagging in a later comparative column; the two filings are linked so the reader can see which. Descriptive, not a verdict.
Notes by disclosure type
Not available for XPEL yet: no footnote text blocks on file for this filer in the ingested DERA files.
Fundamentals from SEC EDGAR. Scores, the DCF, and every model shown are educational analysis, not investment advice or price predictions.